LLOYDS BANKING GROUP ORD GBP0.1
Symbol: LLOY
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Company
Business Summary
Lloyds Banking Group plc is a United Kingdom-based financial services company. The Company provides a range of banking and financial services that is focused primarily on retail and commercial customers. It operates through three segments: Retail, Commercial Banking, and Insurance, Pensions and Investments. The Retail segment offers a range of financial services products to personal customers, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance and leasing solutions. The Commercial Banking segment serves small and medium businesses, as well as corporate and institutional clients, providing lending, transactional banking, working capital management, debt financing and risk management services. The Insurance, Pensions and Investments segment offers insurance, investment and pension management products and services. This segment helps customers with their long-term protection, retirement and investment needs.
Financial Summary
BRIEF: For the fiscal year ended 31 December 2024, Lloyds Banking Group PLC interest income increased 12% to £31.29B. Net interest income after loan loss provision decreased 9% to £11.85B. Net income applicable to common stockholders decreased 20% to £3.92B. Net interest income after loan loss provision reflects Commercial Banking segment decrease of 10% to £3.43B, Net Interest Margin, Total -% decrease of 5% to 2.95%.
Financials
Income Statement - All values are in GBP (M).
Year Ending |
31/12/2024 |
31/12/2023 |
31/12/2022 |
31/12/2021 |
31/12/2020 |
31/12/2019 |
---|---|---|---|---|---|---|
Total Revenue | NIL | NIL | NIL | NIL | NIL | NIL |
Gross profit | NIL | NIL | NIL | NIL | NIL | NIL |
Operating Profit/Loss | NIL | NIL | NIL | NIL | NIL | NIL |
Profit Before Tax | 5,971.00 | 7,503.00 | 6,928.00 | 6,902.00 | 1,226.00 | 4,393.00 |
Profit After Tax | 4,477.00 | 5,518.00 | 5,555.00 | 5,885.00 | 1,387.00 | 3,006.00 |
Equity Holders of Parent Company | 3,923.00 | 4,933.00 | 5,021.00 | 5,355.00 | 865.00 | 2,459.00 |
Minority Interest | 116.00 | 143.00 | 148.00 | 134.00 | 160.00 | 122.00 |
Balance Sheet - All values are in GBP (M).
Year Ending |
31/12/2024 |
31/12/2023 |
31/12/2022 |
31/12/2021 |
31/12/2020 |
31/12/2019 |
---|---|---|---|---|---|---|
Total Non-Current Assets | 906,697.00 | 881,453.00 | 877,829.00 | 886,525.00 | 871,269.00 | 833,893.00 |
Total Current Assets | NIL | NIL | NIL | NIL | NIL | NIL |
Total Assets | 906,697.00 | 881,453.00 | 877,829.00 | 886,525.00 | 871,269.00 | 833,893.00 |
Total Liabilities | 860,809.00 | 834,088.00 | 830,308.00 | 833,373.00 | 821,856.00 | 786,087.00 |
Total Net Assets | 45,888.00 | 47,365.00 | 47,521.00 | 53,152.00 | 49,413.00 | 47,806.00 |
Shareholders Funds | 45,716.00 | 47,164.00 | 47,277.00 | 52,917.00 | 49,184.00 | 47,603.00 |
Minority Interests | 116.00 | 143.00 | 148.00 | 134.00 | 160.00 | 122.00 |
Total Equity | 45,888.00 | 47,365.00 | 47,521.00 | 53,152.00 | 49,413.00 | 47,806.00 |
Outlook
Broker View
Data shown is based on the past 75 days of broker views.
ActionBrokers |
Strong Buy2 |
Buy5 |
Neutral11 |
Sell2 |
Strong Sell0 |
---|---|---|---|---|---|
Brokers | 2 | 5 | 11 | 2 | 0 |
Consensus |
ConsensusNeutral |
Not advice based on your circumstances. Does not constitute a recommendation to buy or sell this or any other security. Selected data supplied by Digital Look® Read more.
Forecasts
Year | 2025 | 2026 |
---|---|---|
Revenue | £18,761.90mn | £20,114.30mn |
Pre-tax-Profit | £7,603.85mn | £9,083.98mn |
EPS | £0.07p | £0.09p |
EPS Growth | 13.64% | 28.89% |
P/E | 9.28 | 7.05 |
PEG Ratio | 0.68 | 0.24 |
Dividend | 3.56p | 4.23p |
Yield | 0.00% | 0.00% |
Upgrades & Downgrades (Latest)
Date | Broker | Recommendation | Price | Old Target | New Target | Change |
---|---|---|---|---|---|---|
6th Mar 2025 | Citigroup | Reiteration | 73p | 61p | 71p | Buy |
25th Feb 2025 | JP Morgan Cazenove | Reiteration | 69p | 55p | 62p | Underweight |
20th Feb 2025 | Shore Capital | Reiteration | 66p | 0p | 0p | Hold |
24th Oct 2024 | RBC Capital Markets | Reiteration | 62p | 0p | 60p | Sector perform |
24th Oct 2024 | Citigroup | Reiteration | 62p | 0p | 0p | Neutral |
23rd Oct 2024 | Shore Capital | Reiteration | 62p | 0p | 0p | Hold |
2nd Sep 2024 | Citigroup | Reiteration | 58p | 0p | 0p | Neutral |
21st Aug 2024 | Berenberg Bank | Reiteration | 58p | 0p | 55p | Hold |
25th Jul 2024 | Shore Capital | Reiteration | 61p | 0p | 0p | Hold |
8th Jul 2024 | Citigroup | Reiteration | 59p | 0p | 0p | Buy |
Time & Sales
All prices are in GBX and times are in GMT. Last 20 trades shown. Trade type is estimated and should be treated as indicative only.
Date | Time | Price | Volume | Type |
---|---|---|---|---|
13 Mar 2025 | 17:17 | 68.16 | 63 | Sell |
13 Mar 2025 | 17:17 | 68.16 | 4 | Sell |
13 Mar 2025 | 17:17 | 68.16 | 10 | Sell |
13 Mar 2025 | 17:17 | 68.12 | 22 | Sell |
13 Mar 2025 | 17:17 | 68.12 | 2 | Sell |
13 Mar 2025 | 17:17 | 68.12 | 4 | Sell |
13 Mar 2025 | 17:07 | 68.16 | 12 | Sell |
13 Mar 2025 | 17:07 | 68.16 | 74 | Sell |
13 Mar 2025 | 17:06 | 68.16 | 6 | Sell |
13 Mar 2025 | 17:06 | 68.12 | 2 | Sell |
13 Mar 2025 | 17:03 | 68.2 | 35 | Sell |
13 Mar 2025 | 17:02 | 68.2 | 190 | Sell |
13 Mar 2025 | 16:44 | 68.26 | 50 | Sell |
13 Mar 2025 | 16:44 | 68.26 | 450 | Sell |
13 Mar 2025 | 16:43 | 68.2 | 1 | Sell |
13 Mar 2025 | 16:42 | 68.28 | 23 | Sell |
13 Mar 2025 | 16:38 | 68.28 | 2 | Sell |
13 Mar 2025 | 16:38 | 68.28 | 2 | Sell |
13 Mar 2025 | 16:38 | 68.28 | 2 | Sell |
Selected data supplied by Thomson Reuters © View restrictions.