PERSONAL ASSETS TRUST PLC GBP0.125
Symbol: PNL
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Whilst we endeavour to price investments on a real-time streaming or 15 min delayed basis, some prices may be as at close of business from the previous working day.
Invest in this share within an ISA, JISA, SIPP or Investment Account
Past Performance
- 22nd Feb 2020 to 22nd Feb 20213.57%
- 22nd Feb 2021 to 22nd Feb 202210.20%
- 22nd Feb 2022 to 22nd Feb 2023-1.64%
- 22nd Feb 2023 to 22nd Feb 20241.13%
- 22nd Feb 2024 to 22nd Feb 20259.87%
Key Information
| Benchmark | FTSE All Share |
| Sector | IT Flexible Investment |
| Gearing | 100% |
| Ex-Dividend Date | 12 Dec 2024 |
| Dividend Pay Date | 24 Jan 2025 |
| Total Dividends - Year to Date | 5.6 |
| Dividend Yield (%) | 1.0853 |
Net Asset Value (Nav)
| Latest actual NAV | 513.33 |
| Latest actual NAV date | 20/02/2025 |
| NAV frequency | Daily |
| Premium/Discount | 0.02% |
Charges
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Total Ongoing Charges
Please note that whilst we endeavour to show all charges associated with specific funds, sometimes this is not possible due to the information not being made available by the fund provider. In such cases transaction or incidental cost information may be missing. |
0.65% |
| Performance Fee | No |
| AMC | 0.65% |
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Our Platform Charge
We charge a platform fee of 0.30% per annum on the value of all stocks & shares held across all accounts, minimum £50 and maximum £600 per annum, charged pro-rata monthly in arrears. A full list of our rates and charges can be found here . |
0.30% |
Cost and Charges Information
This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product
Account Type
Annual charges
These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate
| Cost Category | % of Investment | lump sum costs |
|---|---|---|
Our annual fee
Our annual feeIncludes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here |
0.30% | |
Dealing charges
Dealing chargesAny one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available |
N/A | |
Product provider costs
Product provider costsProduct provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs |
0.65% | |
Total (£)
Total (£)Costs per annum displayed in monetary value |
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Total (%)
Total (%)Costs per annum displayed as a percentage of investment value |
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Cumulative effect of charges on your investment's return
This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges
| lump sum invested with an assumed growth rate of | 1 year | years |
|---|---|---|
What you might get back at with no charges applied
What you might get back at with no charges appliedThese are the illustrative values of a investment after growth and no costs applied at the end of the defined period |
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Annual charges
Annual chargesThese are the annual costs based on an initial investment amount of assuming a net zero growth rate |
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Effect of charges on return (%)
Effect of charges on return (%)These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate |
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Effect of charges on return (£)
Effect of charges on return (£)These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate |
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What you might get back at with charges applied
What you might get back at with charges appliedThese are the illustrative values of a investment after growth and costs at the end of the defined period |
This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use
Company
Business Summary
Personal Assets Trust Public Limited Company is a United Kingdom-based investment trust company. The Company’s investment policy is to protect and increase (in that order) the value of shareholders’ funds per share over the long term. The Company uses the FTSE All-Share Index (the All-Share) as a comparator for the purpose of monitoring performance and risk. The Company will invest in equities and fixed income securities, and it also holds cash and cash equivalents and gold. It invests in various sectors, such as technology, food production, financial services, beverages, healthcare, mining, pharmaceuticals, household products and industry. The Company invests in various geographical regions, such as the United Kingdom, United States, Canada, France and Switzerland. Its alternative investment fund manager (AIFM) is Juniper Partners Limited.
Financial Summary
BRIEF: For the six months ended 31 October 2024, Personal Assets Trust PLC revenues increased from -£3.1M to £42.5M. Net income totaled £53.6M vs. loss of £32.6M. Revenues reflect Net Loss - Fin. Instruments Fair Value increase from -£28.2M to £21M, Other operating income increase of 8% to £426K. Net Income reflects Foreign exchange (losses)/gains increase from £20M (expense) to £19.3M (income), Expenses decrease of 6% to £5.6M (expense).
Performance
Cumulative Performance
| 1 month | 3 months | 6 months | 1 year | 3 years | 5 years |
| 1.78% | 4.23% | 5.72% | 9.87% | 9.29% | 24.74% |
Important Information
Headline performance can mask the true characteristics of a fund. Without fully understanding how a fund is managed, you may inadvertently become exposed to an undesirable level of risk to your capital. Some funds carry a dilution levy which reduces the number of units realised on any initial investment as an initial charge. If this fund carries such a levy it should be detailed in the Key Investor Information Document (KIID), which we must provide and you should read before investing.
The charts and performance data shown are supplied by an external data provider and may contain data that appears to precede the introduction of the clean unit class for this fund. In such cases, historical data has been synthesised at the entire discretion of that external provider as realistically as possible using historical data recorded against the previously available commission-paying version of the fund, adjusting for fees in the process.
Composition
View Fund Allocation by:
Important Documents
The documents listed below are the latest versions made available to our data provider by the fund management group, but may not necessarily reflect the applicable charges that would be levied should you purchase this fund via Charles Stanley Direct. You should treat the charges and other figures shown in the 'Overview' tab as accurate.
The Fact Sheet is supplied on a monthly basis by the management group and provides limited information on the fund. Past performance data and a review of how the fund has performed are commonly featured.
648,587 bytes PDF Document; last updated 31 Jan 2025
238,742 bytes PDF Document; last updated 01 Aug 2024
1,347,797 bytes PDF Document; last updated 30 Apr 2024
370,838 bytes PDF Document; last updated 31 Oct 2024
Management Team
Charlotte Yonge Sebastian Lyon
Charlotte Yonge
has managed this fund for 4 years and 9 months.
Charlotte is the Assistant Fund Manager of the Trojan Fund and Fund Manager of the Trojan Ethical Fund, with responsibility for multi-asset coverage and the analysis of global companies and their selection for Troy’s portfolios. Charlotte joined Troy in 2013 from Ruffer Investment Management, where she worked as an Investment Associate. Graduating from Cambridge with an MA in Modern Languages, Charlotte holds the CISI Diploma and is a CFA Charterholder.
Manager Cumulative Performance v Peer Group
Sebastian Lyon
has managed this fund for 15 years and 11 months.
Sebastian is Troy’s Chief Investment Officer and is responsible for Troy’s Multi-Asset Strategy. He is the Senior Fund Manager for the Trojan Fund and Investment Manager of Personal Assets Trust. Sebastian began his career in 1989 at Singer & Friedlander Investment Management. Joining Stanhope Investment Management (the management company for the GEC Pension Fund) in 1995, he jointly managed the £2 billion equity portfolio and the Fund’s asset allocation. He was appointed Director in 1999, and in 2000 he left to establish Troy. Gaining his BSc in Politics from Southampton University, Sebastian holds the ASIP qualification and is an Associate Member of the CFA Society of the UK.
Manager Cumulative Performance v Peer Group
Financials
Income Statement - All values are in GBP (M).
|
Year Ending |
30/04/2024 |
30/04/2023 |
30/04/2022 |
30/04/2021 |
30/04/2020 |
30/04/2019 |
|---|---|---|---|---|---|---|
| Total Revenue | 62.54 | -5.60 | 169.75 | 99.87 | 75.95 | 60.12 |
| Gross profit | 52.40 | -16.38 | 159.60 | 91.36 | 68.79 | 53.96 |
| Operating Profit/Loss | 51.25 | -17.56 | 158.44 | 90.18 | 66.42 | 51.83 |
| Profit Before Tax | 51.25 | -8.14 | 108.63 | 130.69 | 66.42 | 51.83 |
| Profit After Tax | 44.26 | -14.29 | 106.02 | 130.13 | 65.43 | 50.97 |
| Equity Holders of Parent Company | 44.26 | -14.29 | 106.02 | 130.13 | 65.43 | 50.97 |
| Minority Interest | NIL | NIL | NIL | NIL | NIL | NIL |
Balance Sheet - All values are in GBP (M).
|
Year Ending |
30/04/2024 |
30/04/2023 |
30/04/2022 |
30/04/2021 |
30/04/2020 |
30/04/2019 |
|---|---|---|---|---|---|---|
| Total Non-Current Assets | 1,642.36 | 1,807.66 | 1,792.96 | 1,434.80 | 1,102.67 | 946.46 |
| Total Current Assets | 36.75 | 80.24 | 52.37 | 72.14 | 60.50 | 25.41 |
| Total Assets | 1,679.12 | 1,887.91 | 1,845.33 | 1,506.94 | 1,163.18 | 971.87 |
| Total Liabilities | 11.83 | 3.55 | 30.97 | 3.00 | 2.21 | 3.29 |
| Total Net Assets | 1,667.28 | 1,884.35 | 1,814.36 | 1,503.94 | 1,160.97 | 968.58 |
| Shareholders Funds | 1,667.28 | 1,884.35 | 1,814.36 | 1,503.94 | 1,160.97 | 968.58 |
| Minority Interests | NIL | NIL | NIL | NIL | NIL | NIL |
| Total Equity | 1,667.28 | 1,884.35 | 1,814.36 | 1,503.94 | 1,160.97 | 968.58 |