Vanguard Target Retirement 2015 A Acc GBP
ISIN: GB00BZ6VHV15 | MEX: VVXXA | CITI: MV5I
-
Buy 15,636.17 GBX
-
Sell 15,636.17 GBX
-
Price Change 0.29480%
Past Performance
- 3rd Apr 2020 to 3rd Apr 202114.71%
- 3rd Apr 2021 to 3rd Apr 20221.91%
- 3rd Apr 2022 to 3rd Apr 2023-3.48%
- 3rd Apr 2023 to 3rd Apr 20247.33%
- 3rd Apr 2024 to 3rd Apr 20253.85%
Objectives and Approach
The Fund's investment objective is to achieve income returns and some capital growth for investors planning to retire in or within approximately five years after 2015.
Key Information
| Inception | 17th Dec 2015 |
| Historic Yield | 2.8500% |
| Sector | IA Mixed Investment 20-60% Shares |
| Fund Size | £11.134mn |
| Fund Type | OEIC |
| Classification | Accumulation |
Charges
|
Total Ongoing Charges
Please note that whilst we endeavour to show all charges associated with specific funds, sometimes this is not possible due to the information not being made available by the fund provider. In such cases transaction or incidental cost information may be missing. |
0.3201% |
| Initial Charge | 0% |
| AMC | 0.24% |
|
Our Platform Charge We charge a platform fee of 0.30%. Our charges are shown on our rates and charges sheet |
0.30% |
Cost and Charges Information
This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product
Account Type
Annual charges
These are the annual costs based on an initial investment amount of £5,000.00 over 1 year assuming a net zero growth rate
| Cost Category | % of Investment | £5,000.00 lump sum costs |
|---|---|---|
Our annual fee
Our annual feeIncludes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here |
0.30% | £14.99 |
Dealing charges
Dealing chargesAny one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available |
N/A | £4.00 |
Product provider costs
Product provider costsProduct provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs |
0.3201% | £15.99 |
Total (£)
Total (£)Costs per annum displayed in monetary value |
£34.98 | |
Total (%)
Total (%)Costs per annum displayed as a percentage of investment value |
0.70% | |
Cumulative effect of charges on your investment's return
This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of 5% applies evenly throughout the year, before any charges including product charges
| £5,000.00 lump sum invested with an assumed growth rate of 5% | 1 year | 5 years |
|---|---|---|
What you might get back at 5% with no charges applied
What you might get back at 5% with no charges appliedThese are the illustrative values of a £5,000.00 investment after growth and no costs applied at the end of the defined period |
£5,245.80 | £6,376.30 |
Annual charges
Annual chargesThese are the annual costs based on an initial investment amount of £5,000.00 assuming a net zero growth rate |
0.70% | 0.64% |
Effect of charges on return (%)
Effect of charges on return (%)These are the overall costs in percentage terms, based on an initial investment amount of £5,000.00 assuming a 5% growth rate |
-0.68% | -2.81% |
Effect of charges on return (£)
Effect of charges on return (£)These are the overall costs in monetary value, based on an initial investment amount of £5,000.00 assuming a 5% growth rate |
-£35.75 | -£179.46 |
What you might get back at 5% with charges applied
What you might get back at 5% with charges appliedThese are the illustrative values of a £5,000.00 investment after growth and costs at the end of the defined period |
£5,210.05 | £6,196.84 |
This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of 5%. Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use
Performance
-
Chart Options
Select TimeframeFromToAdd comparator to chartNone
This fund's IA Sector (IA Mixed Investment 20-60% Shares)
Another IA SectorSearch for Fund ComparatorAdd a FTSE Index
Current Comparators -
Cumulative Performance
1 month 3 months 6 months 1 year 3 years 5 years -1.92% 0.14% -0.02% 3.85% 7.59% 25.77%
Important Information
Headline performance can mask the true characteristics of a fund. Without fully understanding how a fund is managed, you may inadvertently become exposed to an undesirable level of risk to your capital. Some funds carry a dilution levy which reduces the number of units realised on any initial investment as an initial charge. If this fund carries such a levy it should be detailed in the Key Investor Information Document (KIID), which we must provide and you should read before investing.
The charts and performance data shown are supplied by an external data provider and may contain data that appears to precede the introduction of the clean unit class for this fund. In such cases, historical data has been synthesised at the entire discretion of that external provider as realistically as possible using historical data recorded against the previously available commission-paying version of the fund, adjusting for fees in the process.
Composition
View Fund Allocation by:
- 20%VANGUARD GLOBAL BOND INDEX HEDGED ACC GBP
- 19%VANGUARD FTSE DEVELOPED WORLD EX-UK EQUITY INDEX ACC GBP
- 19%VANGUARD PLC - GLOBAL AGGREGATE BOND UCITS ETF HEDGED ACC GBP
- 5%VANGUARD FTSE U.K. ALL SHARE INDEX UNIT TRUST A ACC GBP
- 5%UNITED KINGDOM I/L 1.25%/06-22.11.2027
- 4%HIS MAJESTY`S TREASURY 0.125% IDX LKD GILT 22/03/29 GBP0.01
- 4%HIS MAJESTY`S TREASURY 0.125% IDX LKD TSY GILT 10/08/28 GBP0.01
- 4%HIS MAJESTY`S TREASURY 0.125% IDX LKD TSY GILT 22/03/26 GBP0.01
- 3%VANGUARD US GOVERNMENT BOND INDEX HEDGED ACC GBP
- 3%VANGUARD US INVESTMENT GRADE CREDIT INDEX HEDGED ACC GBP
- 41%Government Bonds
- 10%Financials
- 10%Industrials
- 8%Fixed Interest
- 6%Technology
- 5%Asset/Mortgage-Backed Securities
- 4%Consumer Discretionary
- 3%Health Care
- 2%Government Agency Bonds
- 11%Others
Important Documents
The documents listed below are the latest versions made available to our data provider by the fund management group, but may not necessarily reflect the applicable charges that would be levied should you purchase this fund via Charles Stanley Direct. You should treat the charges and other figures shown in the 'Overview' tab as accurate.
The Fact Sheet is supplied on a monthly basis by the management group and provides limited information on the fund. Past performance data and a review of how the fund has performed are commonly featured.
350,670 bytes PDF Document; last updated 30 Jun 2024
149,988 bytes PDF Document; last updated 10 Feb 2025
1,977,027 bytes PDF Document; last updated 31 Mar 2024
1,569,754 bytes PDF Document; last updated 30 Sep 2024
1,155,535 bytes PDF Document; last updated 06 Jan 2025
Management Team
Vanguard Fixed Income Group Vanguard Equity Index Group
Vanguard Fixed Income Group
has managed this fund for 9 years and 3 months.
There is currently no biography information for Vanguard Fixed Income Group.
Manager Cumulative Performance v Peer Group
All funds managed by Vanguard Fixed Income Group
Vanguard Equity Index Group
has managed this fund for 9 years and 3 months.
There is currently no biography information for Vanguard Equity Index Group.
Manager Cumulative Performance v Peer Group
All funds managed by Vanguard Equity Index Group